About Us

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Who We Are

The Balance makes personal finance easy to understand. It is home to experts who provide clear, practical advice on managing your money. Every day, we publish news, how-to guides, and product reviews to help you make sense of every aspect of your financial life.

Whether you’re looking to invest, buy a home, save for retirement, or achieve another financial goal, The Balance’s 20-year-strong library of more than 10,000 pieces of content will answer your questions with straightforward personal financial advice. Our more than 50 expert writers have extensive qualifications and expertise in their topics, including MBAs, PhDs, CFPs, other advanced degrees and professional certifications.

Editorial Team

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Hilarey Gould
Editorial Director, The Balance

Hilarey Gould is the editorial director of The Balance. During her 10+ years in the digital media space, she's developed a passion for economics, saving, investing, credit card perks, mortgage rates, and more. Hilarey began her career at TripAdvisor, and has since held full-time and freelance roles at a variety of media companies including realtor.com, Bankrate, and SmartAsset. Hilarey has a master's in journalism from the University of Missouri, and a bachelor's in journalism and professional writing from The College of New Jersey (TCNJ). She also works as an adjunct professor at TCNJ, teaching social media strategies to journalism students.

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Yasmin Ghahremani
Associate Editorial Director, Financial Products & Services

Yasmin Ghahremani is an Associate Editorial Director at The Balance, where she oversees educational content about consumer financial products, ranging from credit cards to life insurance. She joined the team in April 2019, bringing seven years of experience educating consumers about personal finance. She was previously a managing editor at CreditCards.com and Wise Bread, and a contract editor at LendingTree.

Yasmin has also had an extensive international career covering business, technology, and the environment for broadcast and print outlets, including CNN, CNBC, and Asiaweek magazine. She has a Master of International Affairs degree from Columbia University.

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Mrinalini Krishna
Mrinalini Krishna
Senior Investing Editor

Mrinalini is the senior investing editor at The Balance, with 10+ years of financial journalism experience across two continents and different media. She is passionate about creating comprehensible and usable financial content. She has previously worked with organizations such as Financial Times, Investopedia, Forbes and CNBC TV18. Mrinalini holds a master’s in business and economic reporting from New York University and a bachelor’s with honors in economics from the University of Delhi, India.

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Lars Peterson
Senior Editor

Lars Peterson joined The Balance in 2019. Lars's primary areas of focus are credit cards, banking, mortgages, and other financial products and services, with the goal of helping consumers make the most of these offerings, while avoiding pitfalls or catches. With more than 10 years experience as a writer and editor in personal finance and small business, Lars has written and edited for Wise Bread, US News, and Amex OPENForum, among others. His 20+ years as an editor and writer have included roles in book publishing, marketing, technical writing, and travel.

Lars earned Bachelor of Arts and Master of Fine Arts degrees in English, both from California State University, Long Beach.

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Duren
J.R. Duren
Terms Editor

J.R. Duren is a terms editor at The Balance. For more than 10 years, he has worked in print and digital media, serving in roles as a marketing writer, reporter, and freelance editor. J.R. has held full-time and freelance roles as an editor at LendingTree and HighYa.com, and his writing and reporting has been featured on Glassdoor.com, Homes.com, and H&R Block.

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Taylor Tompkins
Taylor Tompkins
Economics Editor

Taylor Tompkins has worked for more than a decade as a journalist covering business, finance, and the economy. She has logged thousands of hours interviewing experts, analyzing data, and writing articles to help readers understand economic forces. She joined The Balance in 2022 as its Economics Editor. Her work has appeared online and in print at outlets such as American City Business Journals, Yahoo Finance, CreditCards.com, and the San Antonio Express-News. She has a B.S. in Journalism from Texas State University.

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Kara Greenberg
Newsletter Editor

Kara Greenberg is the newsletter editor for The Balance. She joined the team in 2021 as a finance editor and now owns the production and strategy of The Balance's weekday and weekend newsletters. Kara has also written and edited for Investopedia, and she was previously a researcher and editor at The Wire. Earlier in her career, she worked in financial compliance and due diligence at Loomis, Sayles & Company and The Bank of New York Mellon.

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Sienna Wrenn
Special Projects Editor

Sienna is a self-proclaimed credit card nerd who has been creating personal finance content for more than seven years. She joined The Balance as a staff writer in May 2019, and is now managing special projects to further engage readers in important topics. Sienna previously worked for CreditCards.com and her work has been cited by major news outlets and government agencies, including the CFPB and NBCNews.com. She's committed to helping readers make informed decisions about their credit and brewing the perfect cup of french-pressed coffee.

Sienna earned a bachelor's degree in journalism from the University of Wisconsin Oshkosh, and completed a media studies program with The Fund For American Studies at George Mason University in Washington, D.C.

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Jess Feldman
Associate Editor, Special Projects

Jess Feldman is an associate editor for The Balance. She has been writing and editing for over five years, covering a variety of subjects across the digital media landscape. Since joining the financial space, she has developed an interest in budgeting and investing, and has also found the joys of embracing a financially smart lifestyle.

Jess has a degree journalism from the University of Maryland Philip Merrill College of Journalism, one of the top-10 journalism schools in the country.

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Hiranmayi Srinivasan
Associate Editor

Hiranmayi Srinivasan is a writer and editor who specializes in explaining the key concepts of personal finance. As an associate editor for The Balance, she writes, edits, and fact checks articles every day, ensuring readers get the clearest, most accurate answers to their questions about money. She joined Dotdash Meredith in March 2021 as a staff writer for the centralized finance desk, and wrote daily personal finance articles for publications such as Real Simple, Better Homes & Gardens, Parents, and Health.

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Diccon Hyatt
Diccon Hyatt
News Reporter

Diccon Hyatt is a staff reporter for The Balance. He has written hundreds of articles about how public policy and the economy intersect with personal finance, tracking all the latest dynamics affecting your money. Before joining The Balance, he covered business and community news for 17 years, including Princeton, New Jersey's high-tech Route 1 Corridor.

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Product Reviews Team

Meredith Mangan
Meredith Mangan
Senior Editor, Insurance Reviews

Meredith Mangan is a senior editor for The Balance, focusing on insurance product reviews. She brings to the job 15 years of experience in finance, media, and financial markets. Meredith spent five years as the managing editor for Money Crashers; prior to that, she was a licensed insurance agent and financial advisor.

Meredith enjoys unravelling complex topics and conveying them in meaningful ways for readers. She holds a bachelor's degree in chemistry from New College of Florida.

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Michael Sacchitello
Senior Editor, Investing and Trading Platforms Reviews

Michael is the Senior Investing and Trading Platforms Editor at The Balance, where he is in charge of covering and building the company’s reviews of online brokers, robo advisors, cryptocurrency wallets, and forex exchanges. He has 20 years’ mutual fund, macro market research, institutional trading desk, and trading education experience. Michael is also a chartered member and Subject Matter Expert (SME) for the industry-leading Chartered Market Technicians (CMT) Association.

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Marisa Figat
Marisa Figat
Content Integrity and Compliance Manager

Marisa is the Content Integrity and Compliance Manager at The Balance. In addition to making sure all The Balance documents are in compliance, another key function of Marisa’s role is running all articles through a routine and rigorous fact-checking process, so we can feel confident we’re publishing the most accurate content.

Marisa kickstarted her compliance career at CreditCards.com after moving over from the oil and gas contract management industry. While at CreditCards.com, she used her expertise to bring its network of over 100 financial bloggers into compliance by keeping a pulse on the quickly changing industry regulations, attending industry-specific training programs and unifying each blogger's editorial goals with compliance requirements. She also helped oversee the Chase, Wells Fargo, and internal affiliate programs monitoring their network of hundreds of publishers.

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Brendan Harkness
Brendan Harkness
Associate Finance Editor, Performance Marketing

Brendan has been writing and editing content for nearly a decade, with a recent focus on finance, credit cards, and banking. As an associate editor for The Balance, he edits and fact-checks reviews of financial products and services.

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Hannah Kang
Hannah Kang
Research Manager, Product Reviews

Hannah leads a team of researchers who provide data-driven recommendations on financial services, and oversees product research and consumer research on investing and trading, cryptocurrency, and insurance.

Prior to joining the The Balance team, Hannah served as a lead researcher for Fortune 500 companies and multinational biotech companies including Pfizer, Johnson & Johnson, and Takeda, where she studied user behaviors using eye-tracking, spatial tracking, and force sensors. Her experience leading rigorous studies for FDA reviews shaped her standard of research integrity which guides her work at The Balance.

In her spare time, she enjoys playing the keyboard and reading nonfiction.


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Editorial Guidelines

At The Balance, we take great pride in the quality of our content. Our writers create original, accurate, engaging content that is free of ethical concerns or conflicts. We also uphold the principles of the Dotdash Meredith Content Integrity Promise . If you ever come across an article that you think needs to be improved, please reach out by emailing contact@thebalance.com .

Fact Checking

Our writers and editors investigate claims and verify all information gathered for all articles. We consult relevant, diverse, qualified sources to ensure we’re providing proper context and background to the reader.

All of our news and information is thoroughly reviewed by a staff editor and fact checked by staff or a member of our experienced fact-checking team. They rigorously evaluate articles for accuracy, relevance, and timeliness.

If you have noticed an issue you would like to bring to our attention, please let us know by emailing corrections@thebalance.com .

Corrections Policy

The Balance is committed to telling readers whenever a factual error has been made, regardless of the magnitude of the error, how it was made or who it was made by. We will correct the information as quickly as possible and alert readers with a transparent statement clearly labeled as a correction. Please report possible errors to corrections@thebalance.com .

Sourcing

The Balance requires writers to use primary sources to support their work. These include white papers, government data and organizations, original reporting, professional and academic institutions and studies, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate.  All data points, facts, and claims are backed up by at least one credible source.

We strongly discourage use of anonymous or unnamed sourcing, as this can erode transparency and reader trust. In the rare instance where an unnamed source is used, we will disclose to readers the reason behind the anonymity and provide necessary context.

A cornerstone of our reporting and sourcing is to consider often overlooked perspectives from BIPOC, LGBTQ+, and women. We strive to serve all communities and reflect diverse voices and perspectives.

Product Recommendations

Our product reviews are independent and based on research and product testing—if you visit links within our content, we may receive commissions from your purchases, but we never receive any compensation or consideration for the content of our recommendations. Learn more about our review process here .

The Balance prohibits writers and editors from giving preferential treatment to any outside resource (company, publication, video, affiliate, website) based on their relationship with the person or company who authors or owns that resource.

All of our writers and editors must disclose any potential conflicts of interest, which we define as any relationship—financial or personal—with any source or resource that may compromise their ability to provide fair and impartial information. As with many publishers, our writers and editors sometimes receive complimentary products or services for review purposes. We are transparent and disclose when any valuable products or services are provided to our editorial teams. Our editorial staff and editorial contributors must not solicit gifts or services for personal purposes.

Independence & Impartiality

The Balance is committed to independent, impartial, fair journalism. Our editorial content is not influenced by our advertisers. Every staff member and contributor is held accountable to a high standard of honesty and transparency.

We maintain a strict separation between advertising and editorial content. We label “Sponsored Content” to make clear that such content is provided by or on behalf of an advertiser or sponsor.

No Individual Investment Advice

The Balance does not provide individual or customized legal, tax, accounting, or investment services. Since each individual's situation is unique, a qualified professional should be consulted before making financial decisions.

Originality

The Balance provides original, useful, and unbiased content. All information must be verified, properly attributed, and may not infringe the copyright or anyone’s intellectual property rights. Any suggestion of plagiarism is investigated fully and is grounds for dismissal. We expect all contributors on the network to abide by all applicable laws, standards, and accepted journalistic practices including:

Diversity & Inclusion

The Balance is committed to answering your money questions. But we know many of our answers do not include solutions for readers underserved by the financial industry and financial publishing community. There are more complex challenges facing our Black, Indigenous, and other Readers of Color, and we must address these challenges in our content or we fail our core mission.

Our pledge to improve diversity & inclusion outlines actions we will take to fulfill our commitment to all of our readers.

Management Team

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Christine DiGangi
General Manager

Christine DiGangi has dedicated the majority of her career to financial education, writing extensively about the consumer credit system. Before leading The Balance's brand and business strategy as General Manager, she oversaw content strategy and operations for three years as Editorial Director. Previously, Christine served as the managing editor of mortgage content at LendingTree, an editor and writer for Credit.com, communications coordinator for the Society of Professional Journalists, and a copy editor for The New York Times. She has more than a decade of experience in service journalism, as a writer , editor, and vocal advocate for ethics and accuracy in publishing.

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Katherine Divney
Chief Revenue Officer

As Chief Revenue Officer for The Balance, Katherine oversees the sales, marketing and client services teams responsible for delivering best in class media partnerships for our clients spanning all areas of the Financial Services Industry. Prior to Dotdash Meredith, Katherine held leadership roles in financial media sales as SVP Sales at Seeking Alpha, Executive Director at The Wall Street Digital, and Sales Director at MarketWatch. Katherine began her 20 year digital media career in Boston, in sales at Yahoo!, and Media Planning at Digitas. Katherine sits on the Executive Board of Directors for the Financial Communications Society. Katherine holds a B.A. in History & Psychology from Boston College. She resides in White Plains, NY with her husband and three children.

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Megan LaCava
SVP, Client Services

As SVP, Client Services for The Balance, Megan oversees the Sales Planning, Account Management and Finance Direct Response teams to develop strategic solutions for our global client base and execute successful partnerships. Megan originally joined Investopedia in 2015 to lead the Client Services & Marketing teams before Investopedia became part of Dotdash Meredith in 2018 and her responsibilities expanded to cover all financial services industry clients.

Prior to that, she served as the Director of Client Services at SET Media, a video ad technology company. She started her career in media planning at Universal McCann in San Francisco working with brands such as Microsoft and Sony.

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Michael Capecci
VP, Marketing

As VP of Marketing, Michael oversees all aspects of ad sales marketing in the B2B space for Dotdash Meredith's finance group, which serves the needs of endemic financial brands across Investopedia, The Balance, and the entire suite of Dotdash Meredith sites. Prior to this, Michael was the VP, Product Sales & Strategy at Seeking Alpha, overseeing the custom solutions team. He started his career at Lowe & Partner/SMS developing and producing digital projects for Smirnoff and Mercedes. Michael made the move to the financial world in 2006 when he joined Bloomberg, where he spent more than seven years directing digital sales, first on the West Coast and then in the Northeast. Michael holds a Bachelor of Arts in Media Studies from Fordham University.

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Alex Kerr
Alex Kerr
Director, Brand Marketing & Communications

Alexandra is Director, Brand Marketing & Communications for The Balance. She oversees strategy and production of Investopedia and The Balance's on-air talent, public appearances, newsletters and data-journalism special reports.

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About Dotdash Meredith

Dotdash Meredith is the largest digital and print publisher in America. From mobile to magazines, nearly 200 million people trust us to help them make decisions, take action, and find inspiration. Dotdash Meredith's over 50 iconic brands include PEOPLE, Better Homes & Gardens, Verywell, FOOD & WINE, The Spruce, Allrecipes, Byrdie, REAL SIMPLE, Investopedia, Southern Living and more.

Meet Our Senior Management Team

Learn more about the team behind Dotdash Meredith here .

Contact Us

Whether you have a comment or suggestion to share, we look forward to hearing from you. Feel free to reach out by emailing contact@thebalance.com .

Locations

The Balance headquarters are located at 225 Liberty Street, New York, NY 12081